Covid: What refund rights are there for holidays abroad?
International travel rules have changed - both in the UK and at popular foreign destinations.
But while a foreign holiday may suddenly seem like a realistic prospect, what are your rights if things don't go to plan?
Can I cancel my holiday if I have to self-isolate?
Currently, you will need to self-isolate after visiting an amber or red-list country.
From 19 July, the quarantine requirement for the fully vaccinated returning from an amber-list countries will be dropped.
However, you could also find yourself in a position where your holiday destination country changes its rules, and announces quarantine for UK travellers upon arrival.
Operators do not have to refund you if you are unexpectedly forced to self-isolate.
It is best to study their policies before booking, or see whether they can offer some support if you have already booked and want to cancel.
Transport Secretary Grant Shapps has said government advice is not to book any holiday which does not include a refund, in case things change.
Will I be refunded if my holiday is cancelled?
If the government announces that travel to a particular country is not advised, then airlines and travel companies are likely to cancel any pre-booked flights or holidays there.
If this happens, you are entitled to a full refund, and you can choose to receive that refund in cash.
An airline should refund the money within seven days, although some people have waited longer.
A package holiday should be refunded, in full, within 14 days.
What if I decide it's too risky to travel?
This is far less clear-cut. If you cancel, rather than your travel provider, then you have no automatic right to a refund.
In this situation, it is worth contacting the airline/holiday provider to see what options you have.
Some may let you transfer to another date or destination, they may give you a voucher, or they may allow you to cancel and get a refund.
Will travel insurance cover me if I get Covid?
Travel insurers are offering different levels of cover. In part, this depends on how much you pay for a policy.
The majority, but not all, will pay out if you test positive for Covid and have to cancel before you travel.
In most other Covid-related scenarios, only a minority of policies will give you financial cover, according to analysis by data specialists Defaqto.
For example, if a positive or missed Covid test stops you from boarding a flight back to the UK, only about one in 10 policies will cover you for any costs you incur as a result.
If the Foreign Office advises against travel to a country, then all but a handful of travel insurance policies would be invalid.
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